More important than our services or our investment process is our philosophy. Using these core themes, our philosophy allows us to apply these principles to our client's lives - regardless of their specific life situation. These core beliefs serve as the foundation for our relationship and does not change based on the mood of the markets.
We believe that the foundation of a successful investment strategy must include:
 |  |
We must understand your goals, risk tolerance, personal situation, background, and how you define success. We seek to first understand and then to be understood. | In any relationship, honesty is required to build trust. We promise to always provide truthful and thoughtful, personalized advice that's unique to your specific situation. |
 |  |
More important than diversification and data, maintaining a disciplined approach in portfolios can yield the highest returns. Our research-back approach to investing allows us to maintain a long-term perspective - even during challenging short-term markets. | As a fee-only investment advisor, we provide a simple price structure for our services. We don't receive any commissions or sales charges. Our interests are always aligned and investments are selected based on merit and the needs of our clients. |
 |  |
We want to simplify your life. We will serve as your central point of contact for all financial and major life decisions. Our clients pay us to worry and to take care of all the "little" details. | We require dedication from the client and the advisor to the process of long-term planning and to maintaining a strong relationship. The investment and financial planning process requires patience and commitment to be shared among everyone. |
 |  |
We sit on the same side of the table. Our interests are aligned and we always act in your best interest. We've taken a fiduciary oath to do what's in your best interest. | Money is serious - but we still need to have fun. Since we believe that you can't get out of life alive, you might as well have a good time. Our clients agree. |
Do you agree?Let's start the conversation today. |
 | "As a fiduciary, I have an obligation to act in the best interests of my clients. I will render impartial advice and make objective recommendations based on the unique needs and circumstances of my clients. Equally as important as serving as a fiduciary is my commitment to educating and teaching clients. It's important for my client's to understand the rationale and strategy behind our investment plan. This is a critical but oftentimes missing piece of most investment advisory relationships. No one wants their doctor to teach them pharmacology during an office exam - but if you don't understand basic science, it's hard to follow your doctor's advice." "AS SURE AS NIGHT WILL FOLLOW DAY, MOST THINGS I WORRY ABOUT,NEVER HAPPEN ANYWAY." TOM PETTY |